Kasu connects you to vetted private credit opportunities through a simple, transparent process. No jargon, no complexity — just three steps between you and institutional-grade returns.
What this means: When a major asset manager commits capital alongside you, they've already validated the credit quality through their own institutional-grade due diligence process. You benefit from their analysis without paying their fees. You earn more because your capital plays a more flexible role in the structure — and the institutional participation beneath you provides a layer of structural protection.
Currently, Kasu's live strategies fund established professional services firms — primarily accounting practices with strong credit profiles, low default rates, and conservative financial management. As the platform grows, strategies will expand to include working capital, trade finance, and other business lending categories.
These returns reflect the real cost of business credit. Banks charge businesses similar rates for commercial lending — the difference is they keep most of the spread for themselves and pass very little to depositors. Kasu removes that intermediary, so you earn what was previously captured by the bank's margin.
Each strategy includes multiple layers of protection: automated collections, collateral requirements, and recourse structures. In the event of a default, recovery procedures are initiated immediately. The platform's current track record shows zero capital losses across $12M+ in originations, though past performance doesn't guarantee future results.
Withdrawal availability depends on the strategy and its underlying loan terms. Because your capital is deployed into real loans with fixed terms, instant withdrawal isn't always possible. The platform shows estimated withdrawal windows and processes requests based on loan repayment schedules.
A savings account is a deposit held by a bank, typically insured by government guarantees, earning 1–4%. Kasu provides access to private credit lending — a fundamentally different product with higher expected returns and different risk characteristics. Your capital is actively deployed into vetted business lending, not held as a deposit. This is an investment, not a bank account.
No. Kasu is not a bank and funds are not covered by government deposit insurance. However, each strategy benefits from structural protections including institutional senior debt participation, multi-recourse credit structures, and rigorous originator due diligence. Full risk disclosures are available for every strategy.